How comparison works

Total budget, fee evidence, rounding, scope and freshness explained.

Browse first, or add your total budget

The amount starts at AED 1,000 and can be cleared to browse rates and evidenced conditions with no payout estimate. Quick amounts of AED 1,000, 3,000, 5,000 or 10,000 are total sending budgets calculated from the same latest snapshot; they are not historical daily results. Your budget includes known sender fees. We find the applicable converted principal that fits this total, then deduct known recipient charges in PHP. Funding method, payout network and account conditions must match.

Exact amounts and rounding

Money uses integer minor units and exact decimal arithmetic. Formula estimates use the evidenced fee and rate ranges; the estimated PHP amount rounds according to the saved rule. Currency exponents come from currency metadata. A one-off quote applies only to its recorded total debit. We do not scale or interpolate exact quotes.

Unknown information

Unknown fees stay unknown in our data. To illustrate a conversion, the table may show AED 0.00* marked “Fee unknown · charges may apply”; that assumption is never stored as fee evidence, and providers with assumed or older fees are listed after providers with known current fees. Unsupported amounts, expired fee evidence, indicative FX and incomplete quotes cannot win a comparison badge. An official FX indication is not automatically an executable remittance quote.

Freshness

A rate under 18 hours old is fresh; 18 to under 36 hours is stale; 36 hours or older is outdated. We use the actual observation/effective time, not a failed check or the time a page was opened. Fee evidence is reviewed separately and a fee update does not refresh the rate.

Ranking and eligibility

The default comparison uses fresh, complete, applicable standard offers and sorts by estimated PHP received. Ties use lower sender debit, then provider name and offer ID. Promotions and restricted offers require separate selection and retain their conditions. “Highest estimated PHP” describes the comparable entries available here, not every provider in the UAE. Until complete quotes are available, the list orders published references instead: providers with known current fees first, by estimated PHP after those fees; then known fees with older evidence; then providers whose fees are not published (illustrated with an AED 0 assumption); then providers with no estimate at that amount. Gold, silver and bronze mark only the top known-fee estimates; other numbers are list positions, not verified rankings.

Observed history

History contains accepted recorded samples with their original fee evidence. Different sources, payout/funding methods, promotions and amount scopes are separate series. We leave gaps and do not invent intervening rates.

Confirm before transferring

Estimates can differ from the provider’s final executable quote, availability or rounding. Confirm the total debit, PHP received, fees, delivery method and eligibility directly with the provider before deciding.

Compare AED to PHP